Individuals & Families

Volk and Associates Inc. offers a wide variety of services to meet the financial
objectives and goals of individuals, families and businesses.
Your personal circumstances and objectives will naturally form the basis of a unique
relationship customized to your situation:

Wealth Management

  • Retiring with a comfortable standard of living- how do you define it for you personally
  • 401(k), 403(b), 457 Plan Advisory Services; IRA & Roth IRA advisory services; We monitor on a daily basis the following employer sponsored retirement plans and investment choices: Abbott, Anheuser-Busch, Boeing, Cisco, Cummins, FedEx, Fidelity Advisor Funds, Fidelity Fund Family, Dow Chemical, First Trust,, Lilly, Nestle, Rosch, TIAA-CREF Fund Family, Unilever, U.S. Government Thrift Savings Plan (TSP), Vanguard Fund Family, and many others. We provide daily monitoring of these plans and fund families under our ‘401(k) Advisory Services’ umbrella.
  • IRA Rollovers
  • Portfolio Analysis & Design
  • Social Security Analysis and Planning

Tax Planning

  • Maximizing use of tax deductions
  • Selling strategic stock lots
  • Deferral of taxes
  • Income shifting between family members
  • Tax reduction through appropriate investments

Investment Analysis and Planning

  • Matching investment vehicles with goals and needs
  • Evaluating Specific Investments
  • Consideration of tax consequences
  • Analysis of risk-return trade off

Risk Management – weighing risk vs cost (insurance)

  • Maintaining family income in the event of disability or death
  • Identification of current or future risk exposure
  • Evaluating cost-effectiveness of current coverage
  • Long-term nursing care coverage

Estate Planning

  • Minimizing probate expenses, delays and publicity
  • Reduction or elimination of estate taxes
  • Assuring proper management of family assets
  • Evaluating proper manner of holding title to property
  • Post-death planning and tax work (provided by estate and tax attorneys)

Other Services

  • Tax preparation (through qualified accountants)
  • Investment and insurance implementation (Volk and Associates Inc. has no proprietary investment products – we are paid (fee only) the same no matter the investment vehicle (stocks, bonds, mutual funds, annuities, ETF’s, etc.)
  • Wills, trusts, and other estate planning documents (planning and documentation offered through your attorney or one of our associate firms, Volk and Associates Inc. does not render legal advice.)